Make a Wise Choice with Free Checking
Years of experience have made you a smart consumer, always looking for the best value at the lowest price. That’s why Bank of Vernon designed this Senior Citizen Account for our customers aged 65 and over. With no monthly service fee and a comprehensive suite of money management tools, this account offers you unmatched convenience and accessibility, empowering you to manage your finances with ease.
Key Features of the Senior Citizen Account:
- No Monthly Service Fee: Enjoy banking without the burden of monthly fees.
- No Minimum Monthly Required Balance: Keep your account active without maintaining a minimum balance.
- Instant Issue Debit Cards: Get your debit card on the spot—no waiting required. This means you can start using your account immediately, without the worry of waiting for your card to arrive in the mail. Plus, our instant issue process is secure, ensuring your peace of mind.
- Online Banking & Mobile Banking: Manage your finances from the comfort of your home or on the go with our secure online and mobile banking services.
- Mobile Deposit Capture: Deposit checks anytime, anywhere, using your mobile device.
- X-Press Banking: Access your account and perform transactions 24/7 with our convenient phone banking service.
- 24-Hour ATM: Withdraw cash or make deposits anytime with our ATMs available around the clock.
- Night Deposit: Use our night deposit service to make deposits after business hours.
- Bounce Protection: Stay protected with overdraft coverage that keeps your transactions seamless. If you accidentally overspend, our bounce protection feature ensures your transactions are not disrupted, providing you with peace of mind and financial security.
- Wire Transfers: Send money domestically or internationally with efficiency and security.
- E-Statements: Receive your account statements electronically, reducing paper clutter and ensuring timely access to your financial information.
- Free Checks & Reorder Checks: Enjoy your first set of checks for free, and when you need more, you can easily reorder them.
- Bill Pay & P2P Payments: Pay bills and send money to others directly from your account, simplifying your financial management.
- Automatic Funds Transfers: Set up regular transfers to ensure your funds are always where they need to be.
- Coin Machine with a Small Fee: Our in-branch coin machines allow you to conveniently exchange your coins for cash for a small fee.
- Cash Advances: Access additional funds quickly when you need them most. Whether it's for an unexpected expense or a planned purchase, our cash advance feature allows you to access additional funds from your account, providing you with financial flexibility and peace of mind.
At Bank of Vernon, we understand the unique needs of our customers aged 65 and older. That's why we tailored our Senior Citizen Account to meet these needs, offering value, convenience, and peace of mind every step of the way. You can rest assured that your banking needs are our top priority.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.