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Credit Card

Simplify Your Finances with a Card That Puts You First

At Bank of Vernon, managing your finances should be straightforward and stress-free. That's why we offer personal credit cards that provide you with competitive interest rates and no hidden fees. We designed our credit card to give you the freedom and flexibility you need to manage your spending without the hassle.

Key Features:

  • Interest Rate: Enjoy a competitive fixed interest rate of 14.88%, giving you the confidence to make purchases knowing your rate won't change.

  • No Annual Fee: Keep more money in your pocket with no annual fee.

  • No Balance Transfer Fee: Transfer your existing balances without incurring additional costs.

  • No Foreign Transaction Fee: Travel with peace of mind, knowing you won't be charged extra for international purchases.

  • Cash Advances: Access cash when needed, with fees up to $30.

  • Late Payment Fee: Avoid costly penalties with a fee of up to $30.

  • Returned Payment Fee: Keep your payments on track with fees up to $30 for returned payments.

Manage Your Account with Ease

Experience Hassle-Free Account Management:  Bank of Vernon manages our own credit card in house, ensuring you receive the personalized customer service you deserve. With our dedicated credit card management site, MyCardStatement.com, you can access your account anytime, anywhere, making managing your credit card account a breeze.

Key Account Management Features:

  • View your account activity, analyze your spending, and review your statements.
  • Pay bills online and set up recurring payments to avoid missed due dates.
  • Receive alerts for new statements, posted transactions, and payments.
  • Link your credit card to your Bank of Vernon online banking account for seamless management.

Enhanced Security and Convenience

  • Digital Wallet Integration: Add your card to your smartphone's digital wallet for secure, contactless payments.

  • Tap to Pay: Enjoy the convenience of contactless payments with a simple tap.
With our ® Bonus Points program, every purchase you make earns points you can redeem for cash back, brand-name merchandise, or travel awards. It's our way of rewarding you for managing your finances with Bank of Vernon's personal credit card. Earn points on every purchase and redeem them for cash back, brand-name merchandise, or travel awards.

To redeem your points, visit ScoreCardRewards.com or access it directly through MyCardStatement.com.

Unlock a World of Rewards with Every Purchase

Building a successful financial plan requires the right resources. That's why we're committed to providing you with quality financial services and products that meet your needs and exceed your expectations. Our Visa®, Visa® Gold, MasterCard®, and Gold MasterCard® Credit Cards are designed to offer you the convenience and flexibility you need, giving you the power to manage your finances the way you want, backed by the personal, friendly service you expect from Bank of Vernon.
 

Personal Service You Can Trust

Unlike big, out-of-town institutions, Bank of Vernon provides the local personal service you've come to rely on. Our friendly representatives are here to help you understand how the ScoreCard Rewards program works and assist you with any questions or needs, ensuring that you always have the support you need to make the most of your credit card.

Whether you're making everyday purchases or planning for larger projects, our credit cards give you the buying power and value you need. They're accepted at thousands of locations worldwide and come with a range of benefits that make them more than just a payment tool—they're a key part of your financial strategy, ensuring that every purchase you make is a step towards valuable rewards.


Exclusive Benefits for Cardholders:

  • ScoreCard® Bonus Points: Earn points on every net retail purchase with your Bank of Vernon credit card. You can redeem these points for brand-name merchandise and exciting travel awards through our ScoreCard Rewards program. Browse the latest rewards at ScoreCardRewards.com and discover what's possible with your points.

  • Cash Back Rewards: Prefer cash? You can redeem your ScoreCard Bonus Points for cash back! Enjoy unlimited $50 redemptions as statement credits. Alternatively, deposit the money directly into your Bank of Vernon Checking or Savings Account via ACH.


Your Path to Rewards

With your Bank of Vernon credit card, earning rewards is as simple as making a purchase. Every transaction brings you closer to a variety of rewards, from brand-name products to travel experiences or cash back. The more you use your card, the more rewards you can earn, with no limits to hold you back
.
Ready to get started? Visit ScoreCardRewards.com to explore the current selection of rewards and see how easy it is to redeem your points.
 
Apply for Your Card Today!
Don't miss out on the opportunity to start earning rewards with every purchase. Ask a local representative at Bank of Vernon to help you choose the right card for you and your family. Apply for your Bank of Vernon Visa® or MasterCard® credit card today. Whether it's travel rewards, merchandise, or cash back, our cards offer the value and flexibility you need to achieve your financial goals.
There are always new places to explore, and you'll enjoy peace of mind with this no-cost insurance. Your Bank of Vernon credit card provides travel accident insurance for you, your spouse, and dependent children up to age 19 (or age 25 if your child is a full-time student at any institute of higher learning). To activate this coverage, all you have to do is charge your entire trip fare to your Bank of Vernon credit card.
 
When you charge your entire fare to your Bank of Vernon credit card, you, your spouse, and dependent children are automatically covered by common carrier travel accident insurance. Enjoy up to $150,000 in coverage with our Visa® and MasterCard®, and up to $500,000 with our Visa® Gold and Gold MasterCard®—all at no extra cost to you.

  • Automatic coverage with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world

  • $150,000 coverage for Visa® and Mastercard® cardholders

  • $500,000 coverage for Visa® Gold and Gold MasterCard® cardholder

Your Path to Rewards

With your Bank of Vernon credit card, earning rewards is as simple as making a purchase. Every transaction brings you closer to a variety of rewards, from brand-name products to travel experiences or cash back. The more you use your card, the more rewards you can earn, with no limits to hold you back
.
Ready to get started? Visit ScoreCardRewards.com to explore the current selection of rewards and see how easy it is to redeem your points.
 
Apply for Your Card Today!
Don't miss out on the opportunity to start earning rewards with every purchase. Ask a local representative at Bank of Vernon to help you choose the right card for you and your family. Apply for your Bank of Vernon Visa® or MasterCard® credit card today. Whether it's travel rewards, merchandise, or cash back, our cards offer the value and flexibility you need to achieve your financial goals.









Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.

Financial Freedom Comes from Financial Literacy