Smart Business Account: Your Partner in Success
At Bank of Vernon, we understand that achieving your business goals requires hard work and smart financial decisions. That's why we've designed our Smart Business Account to be as dynamic and hardworking as you are, offering round-the-clock access and a suite of tools to help you manage your money wisely.
A Checking Account That Works as Hard as You Do
Running a business doesn't stick to regular hours, and neither should your checking account. Our Smart Business Account offers 24/7 access, empowering you to handle your financial needs whenever it's most convenient. Whether late at night or early in the morning, your account is ready to help you stay ahead.
Key Benefits and Features:
- No Monthly Service Fee: Keep your costs low with no monthly service fee for balances above $1,000. For balances between $0-$999.99, a modest $12.00 monthly fee applies, ensuring the Smart Business Account's flexibility as your business grows.
- Transaction Flexibility: Enjoy up to 250 debit and credit items each month at no extra charge. If your business needs more, additional items are just $0.25 each, making it easy to scale your transactions as your operations expand.
- Paper Statement and E-Statement Options: Would you prefer to go paperless? If you enroll in E-Statements and Online Banking, we'll waive the $3.00 paper statement fee. It's our way of encouraging eco-friendly and efficient banking.
- Instant Issue Debit Cards: With our instant issue debit cards, you can get immediate access to your funds, so you can start managing your business expenses without delay.
- Comprehensive Online and Mobile Banking: Manage your account from anywhere with our robust and comprehensive online and mobile banking platforms. From making deposits with Mobile Deposit Capture to paying bills or transferring funds, you can do it all on the go, with the same level of security as in-branch transactions.
- 24-Hour X-Press Banking & ATM Access: You can access your funds or make deposits any time, day or night, through our 24-hour X-Press Banking service and ATMs, including secure night deposit options.
- Bounce Protection & Wire Transfers: Protect your business from the unexpected with Bounce Protection, and seamlessly manage large transactions with our wire transfer services.
- Advanced Financial Tools: Utilize ACH Origination, Merchant Card Services, Remote Deposit Capture, Positive Pay, and more to streamline your business operations and safeguard your finances.
- Personalized Checks & Bill Pay Services: Order checks that reflect your business's professional image and take advantage of convenient bill pay and person-to-person (P2P) payment options.
Why Choose the Smart Business Account?
The Smart Business Account from Bank of Vernon is more than just a checking account – it's a complete financial solution designed to support your business's growth and success. With our account, you get the flexibility, convenience, and powerful tools to manage your money efficiently and effectively. Let us be your partner in reaching your business goals.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.