Insufficient funds in your account? We can help.
With the cost of everyday living - and the occasional unexpected expense - it's easy to lose track of how much you have in your Bank of Vernon checking account. If you accidentally overdraw your account, we'll help you avoid bounced checks, rejected electronic payments, and hefty merchant fees whenever possible. Here's how our Bounce Protection® works:
- Bounce Protection® is available for all eligible personal and business checking accounts. You don't have to sign up for it.
- We're not promising to cover every payment that would cause an overdraft. But if your account is in good standing, we will consider allowing your payment to go through rather than rejecting it for insufficient funds.
- Each time an overdraft occurs, you will be charged for the item that caused it. We'll send you a notice for each instance, ensuring you're always aware of your account's status.
- Remember, Bounce Protection® costs you nothing unless you use the service. This means you can have peace of mind knowing that you're not paying for a service you might not need.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.