Blue icon pattern

Student

Empowering the Next Generation

At the Bank of Vernon, we believe in empowering young adults to take control of their finances from an early age. Our Student Account, designed specifically for individuals aged 13 to 22, offers a robust suite of features that make managing money not just easy, but also convenient and rewarding. We understand the challenges of student life, and our account is here to make your financial journey smoother.

Why Choose the Bank of Vernon Student Account?

  • No Monthly Service Fee: Enjoy your account's benefits without any monthly charges. We want you to focus on your studies, not on fees.

  • No Minimum Monthly Balance: No need to worry about maintaining a minimum balance. You should focus on building good financial habits, not meeting balance requirements.

BankClub Benefits for Students:

  • Instant Issue Debit Cards: Get your debit card on the spot when you open your account. Start using it right away for purchases, ATM withdrawals, and more.

  • Online & Mobile Banking: Manage your money anytime, anywhere with our secure online and mobile banking services.

  • Mobile Deposit Capture: Deposit checks quickly and conveniently using your smartphone.

  • X-Press Banking: Access your accounts and easily complete transactions using our automated phone banking service.

  • 24-Hour ATM Access: Withdraw cash or make deposits at our ATMs, available 24/7.

  • Night Deposit: Conveniently deposit funds after hours using our night deposit service.

  • Safe Deposit Boxes: Keep your valuables secure with a 25% discount on yearly rent.

  • Wire Transfers: Transfer funds securely and efficiently.

  • E-Statements: Go paperless with e-statements, accessible anytime through online banking.

  • Free Checks & Reorder Options: Enjoy free checks and easily reorder when needed.

  • Bill Pay & P2P: Pay your bills or send money to friends and family with our easy-to-use payment services.

  • Automatic Funds Transfers: Simplify your finances by setting up automatic account transfers.

  • No-Fee Coin Machine: Use our coin machine to convert loose change into cash without fees.

  • $10,000 Accidental Death & Dismemberment: Gain peace of mind with basic coverage for unforeseen events.

  • $5,000 Identity Fraud Expense Reimbursement: Protect yourself against the costs associated with identity theft.

  • $300 Cellular Phone Protection: Receive coverage for your phone against damage or theft.

  • 3-in-1 Credit File Monitoring & Credit Report: Stay on top of your credit with monitoring and annual reports.

  • Discounted Gift Cards & Shopping Rewards: Save on purchases with discounted gift cards and earn rewards when you shop.

  • Debit & Credit Card Registration: Easily register your cards for added security and convenience.

  • Emergency Medical ID & Household Inventory Log: Keep important information organized with these valuable tools.

  • Key Tag Return: Recover lost keys with our key tag return service.

  • Rental Car Discounts: Enjoy savings on your next car rental.

  • Cash Advances: Access funds when needed with our cash advance service.
When you turn 23, your Student Account will automatically convert to our BankClub Basic Account, which includes a $5.00 monthly service fee. This transition is designed to ensure you are fully prepared for the next phase of your financial journey, equipped with a full range of banking services.











Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.

Financial Freedom Comes from Financial Literacy