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Equipment

Business Equipment Loans: Powering Your Growth

At Bank of Vernon, we understand that having the right equipment is crucial to the success of your business. Whether you want to upgrade, expand, or replace essential tools, our Business Equipment Loans provide a streamlined solution tailored to your needs.

Why Choose Our Equipment Loans?


  • Local Decision Making, Processing & Servicing
    Enjoy the advantages of working with a community bank, where we make decisions locally. We ensure quick responses and personalized service from start to finish, giving you the confidence that your business's unique needs are understood and met.

  • Competitive Origination Charges
    Our straightforward origination fees are designed to help you keep costs low while securing the financing you need to grow your business. These clearly outlined charges are competitive in the market, ensuring transparency in our loan process.

  • Competitive Rates
    Please take advantage of our attractive interest rates, helping you manage your investment with ease and confidence.

  • Flexible Terms
    We offer flexible repayment terms, including options up to 60 months, empowering you to choose a plan that best aligns with your cash flow and business goals.

  • Auto Payments Available (AFT/ACH)
    Our automatic payment options simplify your payment process, making it easier to stay on top of your loan without the hassle of manual payments.

  • No Prepayment Penalty
    You can pay off your loan early without incurring additional fees to save on interest and reduce your financial obligations faster. Same-day Approval and Funding.

  • Continuing Support for Your Business
    Our commitment to your success continues after loan approval. We're here to provide ongoing support as your business grows and evolves.

  • Online/Mobile Banking
    Manage your loan and access your accounts anytime, anywhere, with our secure online and mobile banking services.












Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.

Smart Business Account: Simple, Secure, Smart!