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Credit Report

Understanding Your Credit: How to Access Your Free Annual Credit Report

Your credit report is vital to your financial health, influencing everything from loan approvals to interest rates. Regularly reviewing your credit report is important to ensure accurate and current information. Under federal law, you're entitled to a free copy of your credit report from each of the three major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months. Accessing your annual credit report is crucial in maintaining your financial well-being and protecting yourself against identity theft and credit fraud.













Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.

Financial Freedom Comes from Financial Literacy