Build a Rewarding Financial Strategy
At Bank of Vernon, we understand that building a successful financial plan requires the right tools and resources. That's why we're dedicated to offering quality financial services and products tailored to your business needs. Our business credit cards—Visa®, Visa® Gold, MasterCard®, and Gold MasterCard®—are designed to provide the value and buying power your business requires, all with the personal, friendly service you expect from a community bank.
Why Choose Bank of Vernon Business Credit Cards?
Our business credit cards are accepted at thousands of locations worldwide, allowing you to purchase wherever your business takes you. Unlike large, out-of-town institutions, we manage our credit cards in-house, ensuring you receive local, personalized customer service. This emphasis on customized service makes you feel valued and important, knowing that the Bank of Vernon team will meet your financial needs with care and attention.
Exclusive Cardholder Benefits
- Competitive Interest Rates: Enjoy a fixed interest rate as low as 14.88% APR.
- No Hidden Fees: Benefit from no annual fee, balance transfer fee, or foreign transaction fee.
- Quick Approvals and Local Service: Get quick approvals and attentive service from your local Bank of Vernon team.
- Online Account Access: Easily monitor account activity, analyze spending, view statements, and make payments through our secure online portal
- Travel Accident Insurance: Automatically enjoy coverage for yourself, your spouse, and your dependent children with our standard carrier travel accident insurance when you charge your entire fare to your Bank of Vernon business credit card. Coverage includes up to $150,000 with our Visa® and MasterCard® and up to $500,000 with our Visa® Gold and Gold MasterCard®—all at no extra cost.
- ScoreCard® Bonus Points: Earn Bonus Points on every net retail purchase with your Bank of Vernon business credit card. Redeem these points for brand-name merchandise, travel experiences, or cash back. Visit ScoreCardRewards.com to explore the current selection of rewards and see just how far your points can take you.
- Cash Back Rewards: Prefer cashback? Redeem your ScoreCard Bonus Points for unlimited $50 redemptions, either as statement credits or as direct deposits into your Bank of Vernon Checking or Savings Account via ACH.
Unlock Business Rewards with Every Purchase
At Bank of Vernon, we believe your business credit card should do more than cover expenses—it should reward your business for every transaction. Our ScoreCard® Rewards program is designed specifically for business owners, providing you with a variety of valuable redemption options that can benefit your company and help you achieve your financial goals.
How ScoreCard® Rewards Works
With your Bank of Vernon business credit card, every purchase earns you ScoreCard® Bonus Points. These points accumulate rapidly, allowing you to redeem them for a wide range of business-focused rewards. It's a simple and efficient way to enhance the value of your everyday spending.
Business Rewards You Can Leverage
- Unlimited $50 Cash Back: Convert your points into $50 statement credits or receive them as direct ACH deposits into your Bank of Vernon Business Checking or Savings Account. This option provides immediate financial flexibility for your business.
- Business Merchandise: Choose from over 200 items in the ScoreCard® Rewards catalog, including electronics, office equipment, and other business essentials. Upgrade your workplace or invest in new tools to enhance productivity.
- Travel Awards: Use your points to cover business travel expenses such as flights, hotel stays, and rental cars, making it easier to manage your travel budget while earning rewards.
- Local Retailer Discounts and Special Offers: Benefit from exclusive deals and discounts at participating local retailers, helping you save on essential business purchases.
- Event Tickets: Reward your team or entertain clients using your points to purchase concert tickets, sports events, or other business-related experiences.
- Charitable Contributions: Demonstrate your company's commitment to the community by donating your points to charitable causes, turning your business spending into a force for good.
- ScoreMore: Accelerate your point accumulation with special offers from select merchants, giving you even more opportunities to maximize your business rewards.
- Groupon: Redeem points for Groupon deals, providing your business access to discounted local services and products.
Streamlined Reward Management
Managing your business rewards is easy and efficient. Visit ScoreCardRewards.com to browse available rewards, check your point balance, and redeem your points. Additionally, you can access your rewards directly through your MyCardStatement account, allowing you to integrate reward management into your regular financial activities seamlessly.
Maximize your business potential with ScoreCard® Rewards at Bank of Vernon, and make every purchase work harder for your company.
Travel Accident Insurance
Protect Your Travels with Comprehensive Coverage
When your business takes you on the road, you need peace of mind knowing that you and your loved ones are protected. That’s why Bank of Vernon offers automatic Travel Accident Insurance with every business credit card. Whether traveling by air, bus, train, ship, taxi, or any other common carrier, you can rest easy knowing that you, your spouse, and your dependent children are covered.
Automatic Coverage at No Extra Cost
With your Bank of Vernon business credit card, you automatically activate travel accident insurance every time you charge your entire fare to your card. This coverage extends to you, your spouse, and dependent children up to age 19 (or 25 if they are full-time students at any institute of higher learning). The process is seamless, with no need to worry about additional steps or hidden fees—use your card to pay for your travel, and your coverage is in place.
Coverage Details
- $150,000 Coverage: Available to Visa® and MasterCard® cardholders.
- $500,000 Coverage: Available to Visa® Gold and Gold MasterCard® cardholders.
This insurance covers travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world, ensuring that you’re protected no matter where your business takes you. This global coverage provides a sense of security, allowing you to focus on your business without worrying about unforeseen circumstances.
Explore with Confidence
There are always new places to explore, and with Bank of Vernon’s Travel Accident Insurance, you can do so with confidence. This no-cost insurance provides essential protection, allowing you to focus on your business and enjoy your travels without worry.
Apply Today
Apply for Your Card Today
Take advantage of the opportunity to start earning rewards with every purchase. Apply for your Bank of Vernon Visa® or MasterCard® business credit card today, and empower your business with the value and flexibility to achieve your financial goals. With our competitive interest rates, no hidden fees, and a range of exclusive benefits, our business credit cards are the perfect tool to help you manage and grow your business.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.