An Account that looks a lot Like a Prize Package
Imagine a checking account that feels more like a prize package. The BankClub account at Bank of Vernon offers an array of valuable perks designed to enhance your everyday life. This account provides benefits beyond traditional banking, from shopping rewards and gift card discounts to essential services like credit monitoring and cell phone protection. Despite its impressive features, the BankClub account is designed to be affordable, with a low monthly service charge of just $5 for Basic and $7 for Family accounts, ensuring you can enjoy these perks without breaking the bank.
With a minimum opening balance of $50, BankClub accounts offers unlimited checking, making it perfect for those who want both flexibility and convenience. You'll receive personalized checks at no additional cost and a free debit card that simplifies online and in-store purchases. The account also includes free Online Banking, allowing you to manage your finances easily. For those who opt for Online Banking and e-statements, Bill Pay is included at no extra charge, though it's available for a small fee otherwise. This account is designed to give you the flexibility to manage your finances your way. Learn the difference between our Basic & Family BankClub Accounts.
BankClub Account - Basic
We designed Bank of Vernon Basic BankClub Account to offer a wide range of features and benefits, providing financial security and everyday convenience at a low cost, so you can manage your finances with ease and without stress.
- $5.00 Monthly Service Fee: Affordable access to a wide range of benefits for you.
- No Minimum Monthly Balance Required: Enjoy flexibility without maintaining a minimum balance.
- Instant Issue Debit Cards: Start using your debit card immediately after opening your account.
- Online Banking & Mobile Banking: Manage your account from anywhere, anytime.
- Mobile Deposit Capture: Deposit checks conveniently using your mobile device.
- X-Press Banking: Access your account 24/7 via phone banking.
- 24-Hour ATM Access: Includes deposit functionality for added convenience.
- Night Deposit: Make after-hours deposits with ease.
- Bounce Protection: Helps you avoid overdraft issues.
- Safe Deposit Boxes: Enjoy a 25% discount on yearly rent.
- Wire Transfers: Securely send money domestically or internationally.
- E-Statements: Receive your statements electronically.
- Free Checks: Personalized with your name and address, with easy reordering options.
- Bill Pay & P2P Payments: Pay bills and easily send money to others.
- Automatic Funds Transfers: Set up regular transfers between accounts.
- Coin Machine: No fee for converting coins to cash.
- $10,000 Accidental Death & Dismemberment Coverage: High-level protection for your family.
- $5,000 Identity Fraud Expense Reimbursement: Financial assistance in identity theft.
- $300 Cellular Phone Protection: Protects against damage or theft of your mobile device.
- 3-in-1 Credit File Monitoring & Credit Report: Stay on top of your personal financial health.
- Discounted Gift Cards & Shopping Rewards: Enjoy savings and rewards on everyday purchases.
- Debit & Credit Card Registration: Securely register your cards for added protection.
- Emergency Medical ID: Essential medical information available in case of an emergency.
- Household Inventory Log: Keep track of valuable items in your home.
- Key Tag Return Service: Helps return lost keys to you.
- Rental Car Discounts: Save your travel expenses with discounted rental car rates.
- Cash Advances: Access extra funds quickly when needed.
The Basic BankClub Account at Bank of Vernon is more than just a checking account; it's a comprehensive package designed to simplify your financial life while providing valuable protection and rewards. With unique features such as Instant Issue Debit Cards, Mobile Deposit Capture, and 24-Hour ATM Access, this account stands out from the rest, offering convenience, security, and cost-effectiveness.
BankClub Account - Family
We designed our Bank of Vernon Family BankClub Account to provide comprehensive financial benefits and protection for your entire family, all for a low monthly fee of $7.00.
- $7.00 Monthly Service Fee: Affordable access to a wide range of benefits for your family.
- No Minimum Monthly Balance Required: Enjoy flexibility without maintaining a minimum balance.
- Instant Issue Debit Cards: Receive your debit cards immediately, allowing instant access to your funds.
- Online Banking & Mobile Banking: Conveniently manage your accounts anytime, anywhere.
- Mobile Deposit Capture: Deposit checks from your mobile device with ease.
- X-Press Banking: 24/7 phone banking access to your account.
- 24-Hour ATM Access: Make withdrawals and deposits anytime with our round-the-clock ATMs.
- Night Deposit: Deposit funds securely after hours.
- Bounce Protection: Provides peace of mind by covering overdrafts.
- Safe Deposit Boxes: Get a 25% discount on yearly rent for secure storage of valuables.
- Wire Transfers: Easily send and receive money both domestically and internationally.
- E-Statements: Receive your account statements electronically, reducing paper clutter.
- Free Checks: We provide personalized checks at no additional cost, with easy reordering options.
- Bill Pay & P2P Payments: Pay bills and transfer money to others quickly and securely.
- Automatic Funds Transfers: Set up scheduled transfers between accounts for seamless money management.
- Coin Machine: Convert coins to cash with no additional fee.
- $30,000 Accidental Death & Dismemberment Coverage: High-level protection for your family.
- $5,000 Identity Fraud Expense Reimbursement: Financial assistance in identity theft.
- $300 Cellular Phone Protection: Protects against damage or theft of your mobile devices.
- 3-in-1 Credit File Monitoring & Credit Report: Stay on top of your family’s financial health.
- Discounted Gift Cards & Shopping Rewards: Enjoy savings and rewards on everyday purchases.
- Debit & Credit Card Registration: Securely register your cards for added protection.
- Emergency Medical ID: Essential medical information available in case of an emergency.
- Household Inventory Log: Keep track of valuable items in your home.
- Key Tag Return Service: Helps return lost keys to you.
- Rental Car Discounts: Save your travel expenses with discounted rental car rates.
- Cash Advances: Access extra funds when you need them most.
The Family BankClub Account at Bank of Vernon is not just a checking account—it’s a robust package designed to protect and benefit your entire family, offering unparalleled value and security.
Detailed Explanation of Benefits
Full Explanation of Additional Benefits for Basic and Family BankClub Accounts
The Basic and Family BankClub accounts at the Bank of Vernon have valuable benefits designed to provide financial protection, convenience, and savings.
- 25% Discount on Safe Deposit Boxes: Enjoy significant savings on renting or renewing any size safe deposit box, providing secure storage for your valuables.
- Free Accidental Death & Dismemberment Insurance: The basic account receives $10,000 worth of coverage, and the Family account receives $30,000, offering peace of mind for you and your loved ones.
- $5,000 Identity Theft Insurance: This coverage helps offset financial losses from identity theft, providing crucial support and reassurance during a challenging time.
- ID Theft Resolution Services: Benefit from the assistance of a dedicated Case Manager to help restore your credit and reclaim your identity, making the recovery process smoother and more effective.
- Credit Bureau Monitoring: Your credit reports from Equifax, Experian, and TransUnion are monitored daily, with notifications sent by text or email when key changes are detected. (Registration/activation required)
- Free Credit Reports: Request a free credit report every 90 days or upon receipt of an alert, including an updated single bureau credit score. (Registration/activation required)
- $300 Cell Phone Coverage: Get help covering repair or replacement costs for your cell phone. This coverage applies to cell phone bills paid through your BankClub account.
- Free Credit and Debit Card Registration: Protect your financial information by registering your credit and debit cards. This service helps limit your liability if cards are lost or stolen, allowing you to cancel missing cards, stop unauthorized use, and request replacements with one toll-free call. (Registration/activation required)
- 20% Savings on Gift Cards: Enjoy substantial savings on gift cards with no hidden fees or expiration dates. (Registration/activation required. Terms and conditions apply. Does not include Visa gift cards sold by Bank of Vernon)
- Exclusive Shopping Offers and Discounts: Access a customized shopping portal offering exclusive discounts at thousands of leading online retailers. Earn cash back on purchases, which can be applied to future purchases or sent as a check, making your shopping experience more convenient and rewarding. (Registration/activation required)
- Free Household Inventory Ledger: Keep an efficient record of household items, including serial numbers and estimated values, providing important documentation in case of loss or damage. (Registration/activation required)
- Personalized Key Tag Return Service: If you lose your keys, the finder can drop them in a mailbox, and the keys will be returned to you—thanks to your personalized key tag. (Registration/activation required)
- Free Emergency Medical ID Card: Store your personal medical information on a card that emergency medical technicians can use to provide you with the best care. (Registration/activation required)
These additional benefits make the Basic and Family BankClub accounts more than just checking accounts—they're comprehensive packages designed to enhance your financial security, provide valuable services, and offer significant savings.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.