'Tis the Season for Smart Saving
The holiday season is a time for joy, celebration, and memories with loved ones. But it can also be a time of financial stress if you're unprepared. That's where Bank of Vernon Christmas Club Account comes in—a special savings account designed to help you plan ahead and enjoy a stress-free holiday season.
How It Works
Our Christmas Club Account is a smart way to save for the holidays. It allows you to save throughout the year, ensuring you have the funds you need when the holidays arrive. With no minimum monthly balances and no monthly service fees, it's an easy and convenient way to build your holiday budget. Plus, with automatic funds transfers, you can set up regular deposits from your checking or savings account, making saving effortless and ensuring you stay on track with your holiday budget.
- No Minimum Monthly Balances: Save at your own pace, with no minimum balance requirements. Whether saving a little or a lot, every deposit brings you closer to a stress-free holiday.
- No Monthly Service Fee: Keep more of your money working for you with no monthly service fees. Your savings grow untouched, ready for when you need them most.
- Automatic Funds Transfers: Set up automatic transfers from your checking or savings account to your Christmas Club Account, making saving effortless and ensuring you stay on track with your holiday budget.
- Christmas Club Checks Delivered in November: In November, just in time for holiday shopping, you'll receive a check with your saved funds and any earned interest, giving you the peace of mind that comes with being prepared.
- Early Withdrawal Option: Need to access your funds early? You can withdraw money before November, but a $12.00 fee per withdrawal applies, encouraging you to stick to your savings plan.
- Convenient Access and Management: Manage your Christmas Club Account with ease using our comprehensive banking services:
- Online Banking: Monitor your savings and set up transfers from the comfort of your home.
- Mobile Banking: Manage your account on the go with our mobile app, making checking your balance and deposit checks easy.
- Mobile Deposit Capture: Add funds to your account anytime, anywhere, by depositing checks using your smartphone.
- 24-Hour X-Press Banking: Access your account information and make transactions at any time with our automated phone banking service.
- Night Deposit: Make deposits securely after hours with our night deposit service, offering flexibility for your busy schedule.
- Online Banking: Monitor your savings and set up transfers from the comfort of your home.
Start Saving for the Holidays Today
Don't let the holiday season catch you off guard. With a Bank of Vernon Christmas Club Account, you can save year-round and enjoy a more relaxed, joyful holiday season knowing your finances are taken care of. Visit one of our branches or contact us today to open your Christmas Club Account and start saving for a stress-free holiday!
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.